What makes more sense for you?
AutoZubak Lease, leasing or buying — they all sound similar until the first payment and the first “small extra” hit.
Here’s a simple 1-on-1 comparison to help you decide with confidence.
AutoZubak Lease or buy?
Compare upfront costs, monthly expenses and long-term hassle — plus what happens when your plans change.
upfront cost
monthly cost
insurance
service & maintenance
new / almost new cars
tires & replacement
registration & fees
time & logistics
value risk
end of use
AutoZubak Lease
upfront cost
no large upfront payment
monthly cost
one price, mostly all services included
insurance
usually included
service & maintenance
handled for you
new / almost new cars
included
tires & replacement
included
registration & fees
less paperwork, simpler
time & logistics
easy to switch cars/plans
value risk
not your risk
end of use
return / extend / swap
Buying a car
upfront cost
large upfront payment
monthly cost
loan + separate costs
insurance
you arrange and pay
service & maintenance
your time and money
new / almost new cars
you buy and replace
tires & replacement
on you every year
registration & fees
more administration over time
time & logistics
sell + buy again
value risk
depreciation is yours
end of use
you handle resale
Subscription or operational leasing?
See the difference between paying toward ownership and paying for flexibility with no long-term tie-in.
goal
upfront cost
monthly cost
insurance
service & maintenance
tires
flexibility
contract end
value risk
AutoZubak Lease
goal
use the car as a service
upfront cost
no large upfront
monthly cost
one price, most included
insurance
usually included
service & maintenance
handled for you
tires
included
flexibility
easy to adjust anytime
contract end
return / extend / swap
value risk
not your risk
operativni leasing
goal
move toward ownership (buyout)
upfront cost
often deposit + fees
monthly cost
payments + extra costs
insurance
usually arranged by you
service & maintenance
mostly your responsibility
tires
mostly on you
flexibility
changes often costly
contract end
buyout / sell / decide next
value risk
often your risk
Subscription or operational leasing?
We compare speed, admin and flexibility — especially when your team’s needs change.
speed
flexibility
fleet management
administration
changes during term
all-in-one pricing
availability
support
AutoZubak Lease
speed
faster to the keys
flexibility
easy to adjust plans
fleet management
simpler for small or mixed teams
administration
less paperwork
changes during term
easy changes anytime
all-in-one pricing
one monthly price
availability
in-stock + new orders
support
direct, dedicated support
Operating leasing
speed
longer process
flexibility
usually fixed terms
fleet management
stronger fleet structure, more rules
administration
more procedures
changes during term
changes often complex
all-in-one pricing
multiple cost items
availability
depends on supplier
support
slower, multi-step support
Got questions?
We’ve got answers.
Mogu li promijeniti auto ili paket?
Da, u pravilu možeš prijeći na drugi paket ili preći u drugi model vozila, uz dogovor i eventualnu prilagodbu cijene. Sve pratiš i iniciraš kroz svoj korisnički račun ili direktnim kontaktom s našim timom.
Što se događa kad istekne najam?
Pred kraj ugovora biraš – vratiti auto, produžiti najam ili uzeti drugi model. Nema brige oko prodaje vozila ni procjene vrijednosti. Ti odlučuješ što ti u tom trenutku ima najviše smisl
Koja je razlka između pretplata i najma vozila/leasinga?
Kod klasičnog leasinga često imaš ulog, više pojedinačnih troškova i na kraju pitanje što s autom. Kod AutoZubak Lease usluge plaćaš jedan mjesečni najam u kojemu je gotovo sve uključeno, bez brige oko prodaje vozila poslije.
Što mi je potrebno za ugovaranje najma?
Za početak ti trebaju samo osnovni podaci – važeća osobna iskaznica i vozačka dozvola za fizičke osobe, odnosno osnovni podaci o obrtu ili tvrtki za poslovne korisnike. Sve provjere i ostalu proceduru odrađuje naš tim u pozadini, a ako nam bude trebalo nešto dodatno, javit ćemo ti se jasnim i jednostavnim uputama.
Mogu li auto voziti u inozemstvu?
Da, u većini slučajeva vozilo možeš koristiti i izvan Hrvatske, unutar država koje pokriva osiguranje. Točne uvjete i eventualna ograničenja navodimo u ugovoru – naš tim ti sve pojasni prije potpisivanja.
Find out more